b'FOR YOUR PRACTICEGraduating in a pandemic or know someone who is?Here are some tips on how to navigate the situation. Contributed by Weve been getting a lot of questions from residents and established professionals Shawn Johnson,about insurance and insurability, so we thought wed put together a brief article to ChFC, CLU, CLTC help you navigate these unusual times. Across the country, clinics, dental schools and residency programs are in various phases of returning to work. Graduation looks a little VP, Business Developmentdifferent this year and start dates for future employment may be somewhat uncertain.Treloar & Heisel, Inc. www.treloaronline.com Typically, this time of year residents and students dont have a moment to spare. Theyre trying to take care of last-minute requirements. Theyre looking at licensing in the states they want to work. Theyre thinking about moving across the country and getting their insurance plans in place. But for right now, time is on your sideMany students and residents are preparing to move forward in their career but have more free time available than normal as they anticipate the nations return to work. Graduation looksI think an appropriate thing to do right now is take advantage of that time. We are seeing a lot of people are reaching out to schedule virtual meetings to review their a little differentdisability insurance, malpractice insurance, and possibly life insurance options so they can make decisions (or changes) and get a strategy in place.They may not be ready to this year and startmove forward on applications now, but when they are ready, theyll have those plans in place to move forward once the time is right.dates for futureLock in your disability income insurance as soon as possible. Disability income insurance insures one of your most valuable assets, your ability employment mayto earn money. Most practitioners will apply while still in school. This makes a lot of sense. One of the keys to obtaining disability income insurance is that you have to go through medical underwriting or share your health history to get a policy. Health be uncertain. changes could affect your ability to become insured. The younger you are, chances are the healthier you will be, which in turn will allow you to lock into the price at the age at which you purchase the policy.AAP Periospectives| 28'